Live auto insurance calls — ringing while rates spike

Auto insurance calls from drivers shopping to switch right now

When renewal quotes jump, drivers pick up the phone — and our Facebook, Google, and TV campaigns put them straight through to you. Live, exclusive, ready to quote. Pick insured or uninsured, set your bid, pay only when a call clears your buffer.

PAY PER QUALIFIED CALL · INSURED & UNINSURED TIERS · 100% EXCLUSIVE
Trusted by 1,400+ licensed auto insurance agencies
50 statesGeo coverage
TCPAConsumer-initiated calls
24/7Buyer routing
Pay‑per‑callONLY FOR QUALIFIED CALL
How we work

You quote. We keep the phone ringing.

Every call is a driver who just saw your offer and dialed in — no forms to chase, no lists to buy, no dialing into voicemail

01

We buy the intent

High-intent Facebook, Google, and TV campaigns aimed at drivers fed up with their renewal price — running only in the states you actually write

02

Drivers dial in

They call straight off the ad while the sticker shock is fresh — 100% consumer-initiated, routed to one agent only: you. Never resold

03

You quote & bind

Pick up in your browser dialer or your own DID. A warm shopper already comparing rates, waiting to hear your number — close it on the spot

Pricing
Inbound calls only · 2 tiers
Auto insurance inbound calls
$10$45per qualified call — pick your tier, set your bid
  • Insured tier — already-covered drivers shopping to switch or bundle (your highest-LTV book)
  • Uninsured tier — drivers with no active policy ready to get covered
  • Driver dials you live, straight off the ad
  • Powered by Facebook, Google & TV demand
  • Set the buffer time: 10s, 90s, or 120s
  • Take it in-browser or on your own DID
  • Every call recorded — review any conversation
  • Your hours, your bid — pause in one click
Claim my states
Why choose us

Done buying leads 10 other agents already called?

Here's how one live, exclusive call stacks up against the recycled lists and dialing marathons most auto agents are stuck with

PolicyMatcher
Shared lead services
Cold calling
Exclusivity
100% yours
Sold to 5+ agents
Everyone calling
Consumer intent
They call you
Submitted a form
Negative
Traffic source
FB, Google & TV ads
Unknown / recycled
Purchased lists
Pricing control
You set your bid
Fixed price
Time + tools cost
Your time
Answer & quote
Chase & compete
Dial & pray
Close rate
25–33%
1–3%
Very low
How it works

From sign-up to your first live call in one afternoon

Under a minute to set up. No integrations, no sales call, no contract to sign

Step 01

Open your free account

Tell us your agency and the states you're appointed in. No card needed. You're live instantly — no waiting.

Step 02

Pick tier, bid & buffer

Choose insured or uninsured, set your price ($10–$45), and the buffer time a call must clear to bill (10s, 90s, or 120s). Higher bids ring first

Step 03

Drop in funds

Top up any amount — no minimum. Your balance only moves when a real driver stays on past your buffer. No-shows cost nothing

Step 04

Answer & write the policy

Calls land in your browser dialer or your DID. Quote the driver while they're hot and bind before they call the next agent

Buyer dashboard

Every call, dollar, and trend on one screen

Live call counts, spend, your dialer, and a 14-day trend the second you log in — see exactly what each call costs and what your money is buying

app.policymatcher.com / dashboard
T
Your account manager
Alex
support@policymatcher.com (111) 111‑1111
Calls this month
486
1,932 total all time
Today
52
calls today
Amount spent
$11,420
1,932 total calls
Avg. cost per call
$23.50
per call average
Calls — Last 14 Days
121086420
05/19
05/20
05/21
05/22
05/23
05/24
05/25
05/26
05/27
05/28
05/29
05/30
05/31
06/01
Targeting

Granular dials, real-time. No account managers required

Geo

State, region, or ZIP

Restrict to states you're licensed in; slice by ZIP prefix for regional carriers

Schedule

Day-parting & intervals

Run only when your phones are open. Pause without losing your bid position

From
9:00 AM
To
7:00 PM
MTWTFSS
Budget

Daily & monthly caps

Hard ceilings on spend. Hit the cap and the campaign auto-pauses

Daily budget ($)Calls
$250/day
Quality

Min duration & sources

Set a minimum talk time before you pay. Toggle paid, organic, or publishers

60s90s120s
Nationwide coverage

Target the exact markets you want

Our geo-targeting lets you focus on the states and zips with the highest driver volume and conversion rates

FAQ

Everything you wanted to ask before you buy a call

Straight answers on tiers, pricing, exclusivity, and how the calls actually reach your phone

Where do the calls come from?+
From drivers reacting to their renewal price. We run Facebook, Google search & display, and TV campaigns aimed at people actively shopping auto coverage — they see the offer and dial in themselves. Every call is 100% consumer-initiated: no robodialers, no cold lists, no pre-recorded transfers.
What counts as a qualified call?+
A qualified call is a consumer genuinely interested in auto insurance who stays on the line past your minimum buffer time. Only calls that pass that buffer duration become billable — short hang-ups and misdials are never charged to your account.
What are the insured and uninsured tiers?+
We split auto calls into two tiers. The insured tier is drivers who already carry coverage and are shopping to switch or bundle — typically higher value because of cleaner risk and cross-sell potential. The uninsured tier is drivers without active coverage shopping for a policy. You choose which tier(s) to buy, and your price per call follows the tier you select.
Who is the preferred consumer profile?+
Our highest-performing profile is homeowners, multi-policy households, multi-car / multi-driver families, and drivers aged up to 65. These prospects convert best and carry the highest lifetime value. You can target toward this profile in your campaign settings.
How does the bidding work?+
You set your own price per call, generally from $10 up to $45 depending on tier. Higher bids get priority in call routing. You also choose your qualifying call duration — typically 10 seconds, 90 seconds, or 120 seconds. You only pay for calls that meet or exceed your chosen buffer time.
Are the calls exclusive?+
100% exclusive — one call, one agent. We never sell the same driver to a second buyer, so you're not racing four other agents to the dial. When a shopper calls in from our ads, they ring straight through to you and only you.
How do the calls reach me?+
Your choice: answer in our built-in web dialer from any browser — nothing to install — or forward calls to your own DID. Flip between the two anytime in your campaign settings, so it fits however your agency already takes calls.
What close rate should I expect?+
It comes down to how fast you answer and the buffer you set, but agents routinely report 25–33% on consumer-initiated inbound auto calls — versus the 1–3% that's typical of shared data leads. A live shopper who just dialed converts far better than a name on a list, and answering on the first ring closes at 2–3× the rate of letting it slip to voicemail.
Any minimum order, contract, or setup fee?+
None. Fund with whatever you're comfortable with and calls start flowing. No setup fee, no monthly charge, no contract — raise your bid, pause, or walk away whenever you want. You risk only the balance you choose to load.
Can I limit calls to my states?+
Yes — target by state or drill down to zip during setup, so you only pay for drivers where you're actually appointed. Add or drop territories anytime from the dashboard as your carrier appointments change.
EXPLORE A BUYER ACCOUNT NOW

Turn rate-shoppers into signed auto policies

Hundreds of agents already answer our live calls instead of buying tired lists. Claim your states before another agent locks them up

Claim my states free
Insured & uninsured tiersPay only for qualified callsNo upfront minimumPause anytime